Compare Reverse Mortgage Lenders in Winters, California

Finding the right HECM specialist in Winters requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Winters

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Winters200 Providers Total

Reliant Lending

Independent Broker

2.1(7)

Status: Operational

Sacramento, CA
(916) 799-3256
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Coast Home Loans

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(530) 300-0405
FHA LoanConventional LoanRefinanceVA Loan

Chris Lee at Fairway Independent Mortgage Company

Independent Broker

5(10)

Status: Operational

Sacramento, CA
(916) 502-1536
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Big Valley Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 605-0307
Conventional LoanFHA LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jackie Shipley at Mutual of Omaha Reverse Mortgage

Independent Broker

5(2)

Status: Operational

Sacramento, CA
(707) 685-2550
Reverse MortgageJumbo LoanRefinance

Dennis Graves at Mutual of Omaha Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 705-8338
Reverse MortgageJumbo Loan

Matthew Cole at West Shore Mortgage

Independent Broker

4.3(6)

Status: Operational

Sacramento, CA
(530) 682-4092
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

City Center Financial

Independent Broker

5(24)

Status: Operational

Sacramento, CA
(916) 596-9250
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Matt the Mortgage Guy

Independent Broker

5(134)

Status: Operational

Sacramento, CA
(916) 529-7600
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Consumer 1st Services, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Ed Portillo

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Kate Pavelchik, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 747-0727
Reverse Mortgage

Joleen Brillantes, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 509-3400
Reverse Mortgage

Kristie Anagnos, Finance of America Mortgage LLC

Independent Broker

5(14)

Status: Operational

Elk Grove, CA
(209) 747-1863
Reverse Mortgage

Local Area Summary

Active Coverage

Winters has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Almond Tree Mortgage, located in Dixon just 12.5 miles away.

Community Trust

These local professionals maintain a combined 3969 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.