Compare Reverse Mortgage Lenders in Cupertino, California

Whether you need a standard HECM or a jumbo reverse mortgage in Cupertino, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cupertino

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cupertino198 Providers Total

Excel Realty & Mortgage, Inc.

Independent Broker

4.8(16)

Status: Operational

Pleasanton, CA
(925) 398-6808
Refinance

Kathleen Senna - Excel Realty and Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 408-0702
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

InstaFi Home Loans

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(844) 467-8234
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jennifer Nay - Excel Realty & Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(510) 508-1165
Refinance

Norcal Capital Group, Inc

Independent Broker

No Reviews

Status: Operational

Millbrae, CA
(650) 763-1924
Refinance

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Morgan Hill, CA
(408) 540-1142
Reverse Mortgage

Denise Colvin at CrossCountry Mortgage

Independent Broker

5(8)

Status: Operational

Pleasanton, CA
(925) 200-4019
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Cherry Creek Mortgage Company

Independent Broker

5(2)

Status: Operational

Pleasanton, CA
(925) 474-1100
Conventional LoanReverse MortgageFHA LoanJumbo Loan

CU HomeLand

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(800) 795-1333
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageConstruction / Rehab Loan

Bay Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 787-1744

Dave Mingione Mortgage Broker

Independent Broker

5(16)

Status: Operational

Pleasanton, CA
(510) 303-3887
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Dannenberg

Independent Broker

5(5)

Status: Operational

Pleasanton, CA
(925) 202-5573
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Trinna SyCip, Sr. Loan Officer, NMLS #253509

Independent Broker

5(7)

Status: Operational

Pleasanton, CA
(510) 367-2079
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Kamienski - Mortgage Loan Officer, NMLS #1164796

Independent Broker

5(33)

Status: Operational

Pleasanton, CA
(650) 484-6488
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Amy Rangchi at Preferred Mortgage Partners

Independent Broker

5(1)

Status: Operational

Pleasanton, CA
(510) 685-6803
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Cupertino has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is UVC Financial, located in Saratoga just 3.5 miles away.

Community Trust

These local professionals maintain a combined 7510 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.