Compare Reverse Mortgage Lenders in Cupertino, California

Whether you need a standard HECM or a jumbo reverse mortgage in Cupertino, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cupertino

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cupertino198 Providers Total

Mortgage Services

Independent Broker

No Reviews

Status: Operational

San Mateo, CA
(650) 703-0758
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Goodrich, Monterey Bay Mortgage

Independent Broker

No Reviews

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Forrest Cambell, MLO 245437

Independent Broker

5(4)

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Monterey Bay Mortgage, powered by CMG Financial NMLS 1820

Independent Broker

5(23)

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Manuel Dena III, Monterey Bay Mortgage

Independent Broker

No Reviews

Status: Operational

Soquel, CA
(408) 605-0616
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Marina Watts - Reverse Mortgages

Independent Broker

5(49)

Status: Operational

Soquel, CA
(831) 535-9760
Reverse MortgageHELOC / Home Equity

Mortgage Services

Independent Broker

5(1)

Status: Operational

San Mateo, CA
(650) 762-3014
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jessie Brumbaugh - Santa Cruz Lending Group

Independent Broker

5(2)

Status: Operational

Soquel, CA
(831) 345-6977
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tai Boutell - Santa Cruz Lending Group

Independent Broker

5(22)

Status: Operational

Soquel, CA
(831) 419-6931
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation

Independent Broker

5(325)

Status: Operational

Soquel, CA
(831) 257-0111
Reverse MortgageRefinance

Barrett Garner, NMLS #252352

Independent Broker

5(9)

Status: Operational

Soquel, CA
(831) 239-9023
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Victor D. Romero - Santa Cruz Lending Group

Independent Broker

5(41)

Status: Operational

Soquel, CA
(831) 214-2172
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Supreme Lending

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
N/A
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Capitola, CA
(831) 359-4430
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(831) 205-1582
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Cupertino has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is UVC Financial, located in Saratoga just 3.5 miles away.

Community Trust

These local professionals maintain a combined 7510 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.