Compare Reverse Mortgage Lenders in Foothill Ranch, California

If you're searching for reverse mortgage lenders in Foothill Ranch, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Foothill Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Foothill Ranch199 Providers Total

Right Choice Mortgage, Inc Ken Tyler

Independent Broker

No Reviews

Status: Operational

Rancho Santa Margarita, CA
(949) 900-6505
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Right Choice Mortgage, Inc

Independent Broker

4.6(10)

Status: Operational

Rancho Santa Margarita, CA
(949) 900-6725
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Spectrum One Mortgage

Independent Broker

3(2)

Ready to help with your HECM goals.

Mission Viejo, CA
(949) 315-7425
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Fay Hamadanchy - NMLS 221329 - PrimeLending

Independent Broker

5(28)

Status: Operational

Irvine, CA
(949) 228-1008
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sun Financial Group

Independent Broker

5(12)

Status: Operational

Rancho Santa Margarita, CA
(949) 599-5253
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Purpose Funding

Independent Broker

4.9(225)

Status: Operational

Irvine, CA
(844) 427-3863
HELOC / Home EquityRefinance

Lexington Home Loans

Independent Broker

4.9(107)

Status: Operational

Irvine, CA
(855) 585-8800
Reverse MortgageFHA LoanJumbo LoanVA Loan

RPM Bancorp Inc

Independent Broker

5(14)

Status: Operational

Irvine, CA
(949) 268-3350
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Citywide Group

Independent Broker

No Reviews

Status: Operational

Irvine, CA
(949) 200-3800
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

EZDirectLoans

Independent Broker

4.6(21)

Status: Operational

Irvine, CA
(866) 266-6620
Conventional LoanJumbo LoanInvestment Property LoanRefinance

Next Generation Lender

Independent Broker

5(3)

Status: Operational

Rancho Santa Margarita, CA
(949) 606-3747
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Anthony O'Connor - Community Home Funding, Inc.

Independent Broker

5(36)

Status: Operational

Irvine, CA
(833) 444-3464
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Dan the Man for Mortgages

Independent Broker

5(106)

Status: Operational

Irvine, CA
(714) 310-4162
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Everwise Home Loans & Realty

Independent Broker

5(98)

Status: Operational

Irvine, CA
(833) 438-3794
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Sean Skaggs | 🍊OC Reverse Mortgage Specialist

Independent Broker

5(1)

Status: Operational

Irvine, CA
(714) 875-7979
Reverse MortgageRefinance

Local Area Summary

Active Coverage

Foothill Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ameri-Mtg, located in Foothill Ranch just 2.4 miles away.

Community Trust

These local professionals maintain a combined 8413 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.