Compare Reverse Mortgage Lenders in Foothill Ranch, California

If you're searching for reverse mortgage lenders in Foothill Ranch, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Foothill Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Foothill Ranch199 Providers Total

Mutual of Omaha Mortgage

Independent Broker

4.8(264)

Status: Operational

Irvine, CA
(949) 238-6571
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Accelerated Home Loans

Independent Broker

4.9(182)

Status: Operational

Mission Viejo, CA
(800) 582-2323
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Grand Lending Team

Independent Broker

5(78)

Status: Operational

Rancho Santa Margarita, CA
(949) 202-5332
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Choice Mortgage

Independent Broker

5(19)

Status: Operational

Rancho Santa Margarita, CA
(949) 646-1091
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Universal Capital Mortgage Corporation

Independent Broker

5(63)

Status: Operational

Rancho Santa Margarita, CA
(800) 736-0565
HELOC / Home EquityInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Doug Betz Mortgage Lender, Realtor

Independent Broker

5(14)

Status: Operational

Rancho Santa Margarita, CA
(949) 315-9058
USDA LoanConventional LoanFHA LoanVA LoanJumbo Loan

DARA CAPITAL GROUP

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(702) 840-1600
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Formula Loans

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(855) 301-3700
FHA LoanReverse MortgageConventional LoanVA Loan

Jimmy Henderson

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(800) 592-9396
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Access Home Lending LLC

Independent Broker

4.9(101)

Status: Operational

Lake Forest, CA
(866) 338-5500
Reverse MortgageFHA LoanVA Loan

First Rate Lending

Independent Broker

5(107)

Status: Operational

Lake Forest, CA
(949) 215-9400
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jason Smith

Independent Broker

5(2)

Status: Operational

Lake Forest, CA
(949) 371-8321
Conventional LoanFHA LoanJumbo LoanVA Loan

Paul Bogosian

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(949) 771-0327
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Christine Furnari Purchase Loans and Reverse Mortgages

Independent Broker

5(30)

Status: Operational

Irvine, CA
(714) 612-1445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Oso Creek Mortgage – Mark Stillman, Mortgage Broker

Independent Broker

5(74)

Status: Operational

Irvine, CA
(949) 202-6677
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Foothill Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ameri-Mtg, located in Foothill Ranch just 2.4 miles away.

Community Trust

These local professionals maintain a combined 8413 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.