Compare Reverse Mortgage Lenders in San Marcos, California

If you're searching for reverse mortgage lenders in San Marcos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Marcos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Marcos195 Providers Total

The Platinum Mortgage Group

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 436-8873
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Dan Cassel - Trinity Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Janus Mortgage

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 720-1700
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Golden Coast Loans, Inc.

Independent Broker

5(3)

Status: Operational

Oceanside, CA
(949) 705-7702
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

StreicherTeam Home Loans

Independent Broker

5(26)

Status: Operational

Carlsbad, CA
(760) 805-9338
Reverse MortgageHELOC / Home EquityRefinance

Home Mortgage Experts

Independent Broker

5(41)

Status: Operational

Oceanside, CA
(866) 411-5472
RefinanceHELOC / Home EquityVA Loan

Protea Mortgage

Independent Broker

No Reviews

Status: Operational

Fallbrook, CA
(866) 411-9016
RefinanceReverse MortgageVA Loan

Jessica Advocat Mortgage Broker

Independent Broker

5(7)

Status: Operational

Carlsbad, CA
(949) 536-7711
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

North Coast Financial, Inc. Hard Money Lenders

Independent Broker

5(69)

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanReverse MortgageInvestment Property LoanRefinance

North Coast Financial: Donald D. Hensel

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(760) 722-2991
Commercial LoanInvestment Property LoanRefinance

Darren Pike, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(858) 254-3196
Reverse Mortgage

Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 420-8955
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

America's Loan Advisors

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 280-2800
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 829-1219
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Marcos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is GoPrime Mortgage, Inc. San Marcos, located in San Marcos just 1.8 miles away.

Community Trust

These local professionals maintain a combined 4440 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.