Compare Reverse Mortgage Lenders in San Marcos, California

If you're searching for reverse mortgage lenders in San Marcos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Marcos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Marcos195 Providers Total

FITZPATRICK CAPITAL

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(858) 245-9514
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Dan Chapman

Independent Broker

5(49)

Status: Operational

Carlsbad, CA
(760) 454-0914
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Armani Lao - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 313-4653
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joe Crespillo - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(915) 799-8438
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dalila Flores

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 547-0787
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Russell J. Cox - Mortgage Max

Independent Broker

5(13)

Status: Operational

Carlsbad, CA
(760) 547-2080
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Chapman Group at CMG Home Loans

Independent Broker

5(1)

Status: Operational

Carlsbad, CA
(760) 454-0914
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David McGee - Mortgage Broker - C2 Financial Corporation

Independent Broker

5(6)

Status: Operational

Carlsbad, CA
(760) 420-9662
Conventional LoanReverse MortgageFHA LoanVA Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(858) 254-3196
Reverse Mortgage

Lisa Giacomini at Guaranteed Rate Affinity (NMLS #290781)

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 644-0279
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pam Curtis Mortgage Advisor

Independent Broker

5(5)

Status: Operational

Carlsbad, CA
(619) 713-6333
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Sanborn Financial

Independent Broker

5(2)

Status: Operational

Encinitas, CA
(760) 943-7200
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MJS Mortgage

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(760) 230-5902
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Pianin Team at Rate (NMLS #304014)

Independent Broker

5(11)

Status: Operational

Encinitas, CA
(619) 219-2277
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 430-4544
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Marcos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is GoPrime Mortgage, Inc. San Marcos, located in San Marcos just 1.8 miles away.

Community Trust

These local professionals maintain a combined 4440 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.