Compare Reverse Mortgage Lenders in San Marcos, California

If you're searching for reverse mortgage lenders in San Marcos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Marcos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Marcos195 Providers Total

C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298

Independent Broker

5(7)

Status: Operational

San Diego, CA
(858) 603-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Leah McBride, Finance of America Mortgage LLC

Independent Broker

5(20)

Status: Operational

San Diego, CA
(858) 527-7851
Reverse Mortgage

Sea Monster Loans / C2 Financial Corporation

Independent Broker

5(11)

Status: Operational

Oceanside, CA
(760) 814-1882
Commercial LoanReverse Mortgage

Craig Brown

Independent Broker

5(20)

Status: Operational

San Diego, CA
(858) 527-7850
Reverse Mortgage

PR Mortgage

Independent Broker

5(1)

Status: Operational

Oceanside, CA
(949) 294-8411
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Hampton Group Hard Money

Independent Broker

5(27)

Status: Operational

San Diego, CA
(858) 224-5746
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

G M Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Santa Fe, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Elite Lending Team

Independent Broker

5(147)

Status: Operational

Fallbrook, CA
(858) 519-7091
Reverse MortgageVA Loan

MANFRED MORTGAGE

Independent Broker

5(10)

Status: Operational

Fallbrook, CA
(760) 723-2232
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

The Wright Mortgage Team- Bay Equity Home Loans

Independent Broker

5(12)

Status: Operational

Del Mar, CA
N/A
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

California Mortgage Direct

Independent Broker

No Reviews

Ready to help with your HECM goals.

Del Mar, CA
(619) 566-7233
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

American Mortgage Network - Joseph S. Restivo

Independent Broker

5(1)

Status: Operational

Del Mar, CA
(619) 566-7233
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA Loan

Pacific Sun Mortgage Co

Independent Broker

No Reviews

Status: Operational

Solana Beach, CA
(858) 436-0414
RefinanceReverse MortgageFHA LoanVA Loan

Steve O'Brien

Independent Broker

5(5)

Status: Operational

Solana Beach, CA
(858) 254-3694
Reverse MortgageFHA LoanJumbo LoanVA Loan

Kevin Hall, Real Estate & Mortgage

Independent Broker

5(14)

Status: Operational

Solana Beach, CA
(323) 854-2814
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

San Marcos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is GoPrime Mortgage, Inc. San Marcos, located in San Marcos just 1.8 miles away.

Community Trust

These local professionals maintain a combined 4440 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.