Compare Reverse Mortgage Lenders in San Marcos, California

If you're searching for reverse mortgage lenders in San Marcos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Marcos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Marcos195 Providers Total

iLendGirl

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 920-1975
Reverse MortgageFHA LoanRefinance

TaliMar Financial

Independent Broker

4.9(75)

Status: Operational

San Diego, CA
(888) 868-8467
Commercial LoanReverse MortgageConstruction / Rehab LoanInvestment Property Loan

Christopher Dinofia

Independent Broker

5(35)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Presley Financial

Independent Broker

5(20)

Ready to help with your HECM goals.

Poway, CA
(858) 748-8240
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Express Funding Mortgage Company

Independent Broker

5(2)

Status: Operational

Del Mar, CA
(858) 259-3980
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanJumbo Loan

Simone De Lira

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 804-7212
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rhonda Hummel at Prosperity Home Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Greg Parker at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Danny Valentini at Prosperity Home Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 991-0706
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Daniel Shay at Prosperity Home Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(949) 382-4401
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669

Independent Broker

5(8)

Status: Operational

Del Mar, CA
(800) 511-4080
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Avant Capital

Independent Broker

5(18)

Status: Operational

Del Mar, CA
(858) 350-9407
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Glenn Warren at Rate (NMLS #568792)

Independent Broker

5(7)

Status: Operational

San Diego, CA
(619) 359-8469
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

San Diego, CA
(619) 272-4332
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Marcos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is GoPrime Mortgage, Inc. San Marcos, located in San Marcos just 1.8 miles away.

Community Trust

These local professionals maintain a combined 4440 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.