Compare Reverse Mortgage Lenders in Santa Clara, California

Finding the right HECM specialist in Santa Clara requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Clara

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Clara192 Providers Total

Chris Miller - Diversified Mortgage Group

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(408) 568-0620
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Claudia Gravelle - Diversified Mortgage Group Loan Officer NMLS# 234057

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 303-1174
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Josefa Ruezga - Diversified Mortgage Group

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 673-8279
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Neil Tannenbaum - Diversified Mortgage Group

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 494-7840
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Justin Hernandez - CMG Home Loans Mortgage Loan Officer NMLS# 2116310

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 274-9344
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

RateKing

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 833-8802
Refinance

Luxuriant Mortgage

Independent Broker

No Reviews

Status: Operational

Menlo Park, CA
(650) 246-9670
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

RAS Loans

Independent Broker

5(1)

Status: Operational

Newark, CA
(510) 258-4495
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

HPI Financial

Independent Broker

5(16)

Status: Operational

San Carlos, CA
(650) 741-9797
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Carpe Diem Financial Services

Independent Broker

5(31)

Status: Operational

Ben Lomond, CA
(831) 539-9475
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Bay Equity Home Loans

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 461-0100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

IMAD CANAVATI - C2 Financial Corporation

Independent Broker

5(81)

Status: Operational

Redwood City, CA
(650) 302-5014
RefinanceFHA LoanJumbo LoanVA Loan

Mortgage 831

Independent Broker

5(2)

Status: Operational

Scotts Valley, CA
(831) 588-7201
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Char Johanson at Franklin Loan Center

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 331-0082
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Santa Clara has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Kimberly Allen at CMG Financial, located in San Jose just 1.7 miles away.

Community Trust

These local professionals maintain a combined 7429 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.