Compare Reverse Mortgage Lenders in Santa Clara, California

Finding the right HECM specialist in Santa Clara requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Clara

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Clara192 Providers Total

Silvia Urbina Padilla Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Thinura Kachchakaduge Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Imelda Gonzalez Loan Officer 2351651

Independent Broker

5(7)

Status: Operational

Morgan Hill, CA
(408) 608-8905
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Gaurav Vaish

Independent Broker

5(7)

Status: Operational

Pleasanton, CA
(510) 513-9369
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Excel Realty and Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 408-0702
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Megan Price - Mortgage Loan Officer | Home Loans & Refinancing

Independent Broker

5(27)

Status: Operational

Pleasanton, CA
(209) 361-6499
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Excel Realty & Mortgage, Inc.

Independent Broker

4.8(16)

Status: Operational

Pleasanton, CA
(925) 398-6808
Refinance

Kathleen Senna - Excel Realty and Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 408-0702
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Jennifer Nay - Excel Realty & Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(510) 508-1165
Refinance

InstaFi Home Loans

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(844) 467-8234
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Denise Colvin at CrossCountry Mortgage

Independent Broker

5(8)

Status: Operational

Pleasanton, CA
(925) 200-4019
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Cherry Creek Mortgage Company

Independent Broker

5(2)

Status: Operational

Pleasanton, CA
(925) 474-1100
Conventional LoanReverse MortgageFHA LoanJumbo Loan

Vivian Pang - Loan Officer | Loan Factory NMLS 2012258 Co-NMLS320841

Independent Broker

5(44)

Status: Operational

Foster City, CA
(650) 921-0888
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Global Mortgage

Independent Broker

5(126)

Status: Operational

Morgan Hill, CA
(408) 778-7144
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Hon Akao, Finance of America Mortgage LLC

Independent Broker

5(2)

Status: Operational

Morgan Hill, CA
(408) 891-6146
Reverse Mortgage

Local Area Summary

Active Coverage

Santa Clara has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Kimberly Allen at CMG Financial, located in San Jose just 1.7 miles away.

Community Trust

These local professionals maintain a combined 7429 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.