Reverse Mortgage Specialists in Santa Ynez
If you're searching for reverse mortgage lenders in Santa Ynez, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Santa Ynez
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in Santa Ynez
Envoy Mortgage
Independent Broker
Status: Operational
Nearby Lenders to Santa Ynez49 Providers
CMG Home Loans
Independent Broker
Status: Operational
American Senior Reverse Mortgage
Independent Broker
Status: Operational
David Brown with High Tech Lending
Independent Broker
Status: Operational
Allyn & Associates Mortgage Lending
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Oliver Pihlar, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Keith Dennis, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Matt Genovese, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Phoebe Jaeckels
Independent Broker
Status: Operational
Erik Taiji
Independent Broker
Status: Operational
Tim Dugan
Independent Broker
Status: Operational
Tom Kronen at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Matt Genovese - MG Lending
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Adam Black at CrossCountry Mortgage
Independent Broker
Status: Operational
Sherri Reccord
Independent Broker
Status: Operational
Envoy Mortgage
Independent Broker
Status: Operational
Maddox Rees at Rate (NMLS #255511)
Independent Broker
Status: Operational
Christian Menard at Rate (NMLS #1470201)
Independent Broker
Status: Operational
Jeff Bochsler at Rate (NMLS #770636)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Kevin Cravens at Rate (NMLS #317607)
Independent Broker
Status: Operational
Bromi Krock at Rate (NMLS #254423)
Independent Broker
Status: Operational
Leachman Home Loans
Independent Broker
Status: Operational
Envoy Mortgage
Independent Broker
Status: Operational
Phoebe Jaeckels
Independent Broker
Status: Operational
Nathan Hugh, Mortgage Broker NMLS #1881848
Independent Broker
Status: Operational
Espy Dominguez - Pacific Trust Mortgage
Independent Broker
Status: Operational
Pacific Trust Mortgage - Santa Maria Valley
Independent Broker
Status: Operational
Mickey Hellman at Certainty Home Lending (NMLS #244724)
Independent Broker
Status: Operational
Unison Financial Group
Independent Broker
Status: Operational
Eddie San Jose at Envoy Mortgage | NMLS #633240
Independent Broker
Status: Operational
Geneva Financial, LLC: Charles Motley
Independent Broker
Status: Operational
SkyView Mortgage
Independent Broker
Status: Operational
Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143
Independent Broker
Status: Operational
Heritage Financial
Independent Broker
Status: Operational
Envoy Mortgage
Independent Broker
Status: Operational
EquityReach Mortgage Solutions
Independent Broker
Status: Operational
Wes For Less Home loans
Independent Broker
Status: Operational
Leachman Home Loans
Independent Broker
Status: Operational
Mike Mizrahi
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Chris Conlon, Movement Mortgage
Independent Broker
Status: Operational
Jenna Smith, Capital Mortgage Services
Independent Broker
Status: Operational
Capital Mortgage Services
Independent Broker
Status: Operational
Marty Smith Divorce Lending Professional
Independent Broker
Status: Operational
Capital Reverse Mortgage
Independent Broker
Status: Operational
Channel Islands Mortgage Services
Independent Broker
Status: Operational
Teena Broumand Mortgage Broker
Independent Broker
Status: Operational
Noah Villasenor at Citywide (NMLS #1256580)
Independent Broker
Status: Operational
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Local Area Summary
Active Coverage
Santa Ynez has 50 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Envoy Mortgage, located in Santa Ynez just 8.4 miles away.
Community Trust
These local professionals maintain a combined 771 verified reviews with a strong 3.5 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.