Compare Reverse Mortgage Lenders in Vacaville, California

Whether you need a standard HECM or a jumbo reverse mortgage in Vacaville, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Vacaville

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Vacaville186 Providers Total

Custom Lending Group

Independent Broker

5(45)

Status: Operational

Napa, CA
(707) 252-2700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA Loan

Linda Zaiss at Rate (NMLS #8991)

Independent Broker

5(9)

Status: Operational

Napa, CA
(925) 918-0007
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 492-1122
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Pinnacle Capital Mortgage

Independent Broker

5(2)

Status: Operational

Napa, CA
(707) 222-3104
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 887-7950
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jan Wamsley at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Napa, CA
(707) 322-9156
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Araceli Morales - Mortgage Loan Officer

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 266-7161
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Supreme Lending Napa

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 246-9497
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hilda Hensley-Hensley Mortgage Group

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 254-8891
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Mortgage Solutions, Inc

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 259-5272
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Movement Mortgage

Independent Broker

1(1)

Status: Operational

Pittsburg, CA
(510) 319-6164
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mitchell Mortgage

Independent Broker

5(5)

Status: Operational

Woodland, CA
(530) 406-2200
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Envoy Mortgage - Woodland, CA (West)

Independent Broker

5(23)

Status: Operational

Woodland, CA
(530) 278-8082
RefinanceReverse MortgageVA Loan

Barbara Zendejas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(530) 867-5056
Reverse Mortgage

Adriana Lopez at Rate (NMLS #708428)

Independent Broker

5(4)

Status: Operational

Woodland, CA
(916) 210-1851
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Vacaville has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc., located in Vacaville just 2.8 miles away.

Community Trust

These local professionals maintain a combined 3834 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.