Compare Reverse Mortgage Lenders in Vacaville, California

Whether you need a standard HECM or a jumbo reverse mortgage in Vacaville, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Vacaville

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Vacaville186 Providers Total

Rate

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(916) 210-1856
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Anna Medina at Rate (NMLS #453503)

Independent Broker

5(3)

Status: Operational

Woodland, CA
(530) 681-0759
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending

Independent Broker

5(15)

Status: Operational

Woodland, CA
(530) 207-8900
Reverse MortgageHELOC / Home EquityRefinance

Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender

Independent Broker

4.4(7)

Status: Operational

Woodland, CA
(530) 681-9873
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Susan Spann - PrimeLending Woodland Mortgage Lender

Independent Broker

4.9(108)

Status: Operational

Woodland, CA
(530) 400-9332
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Modern Loans

Independent Broker

5(34)

Status: Operational

Elk Grove, CA
(916) 619-2661
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Guy Benjamin at Rate (NMLS #887909)

Independent Broker

5(1)

Status: Operational

Benicia, CA
(707) 392-5179
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

4.8(21)

Status: Operational

Benicia, CA
(707) 392-5179
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Gold Bridge Capital Solutions

Independent Broker

No Reviews

Status: Operational

West Sacramento, CA
(916) 407-6057
USDA LoanFHA LoanRefinanceVA Loan

New American Funding - Chely Garcia

Independent Broker

5(4)

Status: Operational

Antioch, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

3C Mortgage Group

Independent Broker

5(6)

Ready to help with your HECM goals.

Antioch, CA
(925) 386-6528
Conventional LoanCommercial LoanReverse MortgageFHA LoanInvestment Property Loan

Silverado Home Mortgage

Independent Broker

5(4)

Status: Operational

Martinez, CA
(925) 956-2674
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Greg Farrand

Independent Broker

No Reviews

Status: Operational

Concord, CA
(925) 405-1183
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kari Pond

Independent Broker

No Reviews

Status: Operational

Concord, CA
(925) 433-0776
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Vacaville has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc., located in Vacaville just 2.8 miles away.

Community Trust

These local professionals maintain a combined 3834 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.